Axis Bank Personal Loan EMI Calculator 2025

Calculate your Axis Bank personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

Private Bank | Interest Rate: 11% - 22%

Loan Details

₹50,000 ₹50,00,000
11% 22%
Axis Bank Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Axis Bank Personal Loan Information

Key Features

  • Instant personal loans
  • Pre-approved offers for existing customers
  • Flexible EMI options
  • Part prepayment facility available

Interest Rate Details

Minimum Rate 11%
Maximum Rate 22%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years
  • Minimum salary: ₹30,000 per month
  • Work experience: 2 years minimum
  • Credit score: 720+ preferred

Required Documents

  • Latest salary slips
  • Bank statements
  • Form 16
  • Identity and address proof

Axis Bank Personal Loan EMI Calculator 2025 - Complete Guide

About Axis Bank

Axis Bank is a leading private bank offering competitive personal loan products. With interest rates ranging from 11% to 22% per annum, Axis Bank provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Axis Bank EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Axis Bank Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 11% per annum
  • Private Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Axis Bank may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Axis Bank directly for exact rates and terms.