ESAF Small Finance Bank Home Loan EMI Calculator 2025

Calculate your ESAF Small Finance Bank home loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for housing finance.

Small Finance Bank | Interest Rate: 14% - 26%

Loan Details

₹50,000 ₹50,00,000
14% 26%
ESAF Small Finance Bank Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

ESAF Small Finance Bank Home Loan Information

Key Features

  • Microfinance expertise
  • Quick processing
  • Flexible terms
  • Easy documentation

Interest Rate Details

Minimum Rate 14%
Maximum Rate 26%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years
  • Minimum salary: ₹10,000 per month
  • Work experience: 6 months minimum
  • Credit score: 600+ accepted

Required Documents

  • Salary slips
  • Bank statements
  • KYC documents
  • Income proof

ESAF Small Finance Bank Home Loan EMI Calculator 2025 - Complete Guide

About ESAF Small Finance Bank

ESAF Small Finance Bank is a leading small finance bank offering competitive home loan products. With interest rates ranging from 14% to 26% per annum, ESAF Small Finance Bank provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our ESAF Small Finance Bank EMI calculator helps you plan your home loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

ESAF Small Finance Bank Home Loan Features 2025

Key Highlights

  • Interest rates starting from 14% per annum
  • Small Finance Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from ESAF Small Finance Bank may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact ESAF Small Finance Bank directly for exact rates and terms.