HDFC Bank Home Loan EMI Calculator 2025

Calculate your HDFC Bank home loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for housing finance.

Private Bank | Interest Rate: 10.5% - 24%

Loan Details

₹50,000 ₹50,00,000
10.5% 24%
HDFC Bank Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

HDFC Bank Home Loan Information

Key Features

  • Pre-approved loans for existing customers
  • Instant approval with minimal documentation
  • Flexible repayment tenure up to 6 years
  • No prepayment charges after 12 months

Interest Rate Details

Minimum Rate 10.5%
Maximum Rate 24%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years for salaried, 25-65 for self-employed
  • Minimum salary: ₹25,000 per month
  • Work experience: 2 years minimum
  • Credit score: 750+ preferred

Required Documents

  • Salary slips (last 3 months)
  • Bank statements (last 6 months)
  • Form 16 or ITR
  • Identity and address proof

HDFC Bank Home Loan EMI Calculator 2025 - Complete Guide

About HDFC Bank

HDFC Bank is a leading private bank offering competitive home loan products. With interest rates ranging from 10.5% to 24% per annum, HDFC Bank provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our HDFC Bank EMI calculator helps you plan your home loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

HDFC Bank Home Loan Features 2025

Key Highlights

  • Interest rates starting from 10.5% per annum
  • Private Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from HDFC Bank may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact HDFC Bank directly for exact rates and terms.