HDFC Bank Two Wheeler Loan Calculator

Calculate your HDFC Bank bike & scooter loan EMI with current 2025 rates (9.5% - 20%)

Private Bank

Loan Details

₹30,000 ₹5,00,000
9.5% 20%
6 months 84 months (7 years)
3 years
Monthly EMI
₹4,950
Equated Monthly Installment
Total Interest
₹28,200
Interest over loan tenure
Total Amount
₹1,78,200
Principal + Interest

Loan Breakdown

Payment Schedule

HDFC Bank Two Wheeler Loan Details

Key Features

  • Pre-approved loans for existing customers
  • Instant approval with minimal documentation
  • Flexible repayment tenure up to 5 years
  • No prepayment charges after 12 months

Eligibility Criteria

  • Age: 18-65 years
  • Minimum income: ₹15,000 per month
  • Employment: 1 year minimum
  • Credit score: 700+ preferred

Documents Required

Income proof (salary slips/ITR)
Bank statements (last 3 months)
Identity and address proof
Vehicle quotation

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

HDFC Bank Two Wheeler Loan - Complete Guide 2025

Interest Rate Range

9.5% - 20%
Per Annum (Reducing Balance)

About HDFC Bank Two Wheeler Loans

HDFC Bank offers competitive two-wheeler loans for bikes and scooters with interest rates starting from 9.5%. As a private bank, HDFC Bank provides reliable financing solutions with flexible repayment options.

Why Choose HDFC Bank?

With a track record in private bank services, HDFC Bank offers streamlined loan processing, competitive rates, and customer-centric policies that make vehicle financing accessible and affordable.

Frequently Asked Questions

What is the current interest rate for HDFC Bank two-wheeler loans?

HDFC Bank offers two-wheeler loans at interest rates ranging from 9.5% to 20% per annum, depending on your credit profile and loan amount.

How can I apply for a HDFC Bank two-wheeler loan?

You can apply for a HDFC Bank two-wheeler loan online through their official website, visit the nearest branch, or contact their customer service team for assistance with the application process.

What is the maximum loan amount and tenure available?

Loan amounts typically range up to ₹5 lakhs depending on the vehicle and your eligibility. Tenure options generally extend up to 7 years (84 months) with flexible EMI options.

Is there any processing fee for HDFC Bank two-wheeler loans?

Processing fees vary but are typically 0.5% to 2% of the loan amount. Some promotional offers may waive processing fees. Please check current terms and conditions with HDFC Bank.