Kotak Mahindra Bank Two Wheeler Loan EMI Calculator 2025 - Bike & Scooter Loan | Thiyagi.com

Kotak Mahindra Bank Two Wheeler Loan Calculator

Calculate your Kotak Mahindra Bank bike & scooter loan EMI with current 2025 rates (9.99% - 17%)

Private Bank

Loan Details

₹30,000 ₹5,00,000
9.99% 17%
6 months 84 months (7 years)
3 years
Monthly EMI
₹4,950
Equated Monthly Installment
Total Interest
₹28,200
Interest over loan tenure
Total Amount
₹1,78,200
Principal + Interest

Loan Breakdown

Payment Schedule

Kotak Mahindra Bank Two Wheeler Loan Details

Key Features

  • Quick approval process
  • Minimal documentation
  • Competitive interest rates
  • No hidden charges

Eligibility Criteria

  • Age: 21-60 years
  • Minimum income: ₹15,000 per month
  • Employment: 6 months minimum
  • Good credit score required

Documents Required

Income proof documents
Bank statements
Identity and address proof
Vehicle quotation

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

Kotak Mahindra Bank Two Wheeler Loan - Complete Guide 2025

Interest Rate Range

9.99% - 17%
Per Annum (Reducing Balance)

About Kotak Mahindra Bank Two Wheeler Loans

Kotak Mahindra Bank offers competitive two-wheeler loans for bikes and scooters with interest rates starting from 9.99%. As a private bank, Kotak Mahindra Bank provides reliable financing solutions with flexible repayment options.

Why Choose Kotak Mahindra Bank?

With a track record in private bank services, Kotak Mahindra Bank offers streamlined loan processing, competitive rates, and customer-centric policies that make vehicle financing accessible and affordable.

Frequently Asked Questions

What is the current interest rate for Kotak Mahindra Bank two-wheeler loans?

Kotak Mahindra Bank offers two-wheeler loans at interest rates ranging from 9.99% to 17% per annum, depending on your credit profile and loan amount.

How can I apply for a Kotak Mahindra Bank two-wheeler loan?

You can apply for a Kotak Mahindra Bank two-wheeler loan online through their official website, visit the nearest branch, or contact their customer service team for assistance with the application process.

What is the maximum loan amount and tenure available?

Loan amounts typically range up to ₹5 lakhs depending on the vehicle and your eligibility. Tenure options generally extend up to 7 years (84 months) with flexible EMI options.

Is there any processing fee for Kotak Mahindra Bank two-wheeler loans?

Processing fees vary but are typically 0.5% to 2% of the loan amount. Some promotional offers may waive processing fees. Please check current terms and conditions with Kotak Mahindra Bank.