L&T Finance Personal Loan EMI Calculator 2025

Calculate your L&T Finance personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

NBFC | Interest Rate: 13.5% - 24%

Loan Details

₹50,000 ₹50,00,000
13.5% 24%
L&T Finance Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

L&T Finance Personal Loan Information

Key Features

  • Digital-first approach
  • Quick approval process
  • Competitive rates
  • Hassle-free documentation

Interest Rate Details

Minimum Rate 13.5%
Maximum Rate 24%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 23-58 years
  • Minimum salary: ₹25,000 per month
  • Work experience: 2 years minimum
  • Good credit history

Required Documents

  • Income proof
  • Bank statements
  • Identity proof
  • Address proof

L&T Finance Personal Loan EMI Calculator 2025 - Complete Guide

About L&T Finance

L&T Finance is a leading nbfc offering competitive personal loan products. With interest rates ranging from 13.5% to 24% per annum, L&T Finance provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our L&T Finance EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

L&T Finance Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 13.5% per annum
  • NBFC with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from L&T Finance may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact L&T Finance directly for exact rates and terms.