Lenddo/EFL Personal Loan EMI Calculator 2025

Calculate your Lenddo/EFL personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

Fintech | Interest Rate: 18% - 35%

Loan Details

₹50,000 ₹50,00,000
18% 35%
Lenddo/EFL Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Lenddo/EFL Personal Loan Information

Key Features

  • AI-powered credit scoring
  • Alternative data analysis
  • Digital lending platform
  • Risk assessment technology

Interest Rate Details

Minimum Rate 18%
Maximum Rate 35%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years
  • Minimum salary: ₹15,000 per month
  • Work experience: 6 months minimum
  • Credit score: 600+ preferred

Required Documents

  • Digital footprint analysis
  • Bank statements
  • Income proof
  • KYC documents

Lenddo/EFL Personal Loan EMI Calculator 2025 - Complete Guide

About Lenddo/EFL

Lenddo/EFL is a leading fintech offering competitive personal loan products. With interest rates ranging from 18% to 35% per annum, Lenddo/EFL provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Lenddo/EFL EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Lenddo/EFL Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 18% per annum
  • Fintech with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Lenddo/EFL may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Lenddo/EFL directly for exact rates and terms.