LIC Housing Finance Personal Loan EMI Calculator 2025

Calculate your LIC Housing Finance personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

NBFC | Interest Rate: 13% - 21.75%

Loan Details

₹50,000 ₹50,00,000
13% 21.75%
LIC Housing Finance Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

LIC Housing Finance Personal Loan Information

Key Features

  • LIC backing
  • Trusted brand
  • Competitive rates
  • Wide presence

Interest Rate Details

Minimum Rate 13%
Maximum Rate 21.75%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-65 years
  • Minimum salary: ₹20,000 per month
  • Work experience: 1 year minimum
  • Credit score: 700+ preferred

Required Documents

  • Salary slips
  • Bank statements
  • Income proof
  • KYC documents

LIC Housing Finance Personal Loan EMI Calculator 2025 - Complete Guide

About LIC Housing Finance

LIC Housing Finance is a leading nbfc offering competitive personal loan products. With interest rates ranging from 13% to 21.75% per annum, LIC Housing Finance provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our LIC Housing Finance EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

LIC Housing Finance Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 13% per annum
  • NBFC with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from LIC Housing Finance may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact LIC Housing Finance directly for exact rates and terms.