Navi Loans Personal Loan EMI Calculator 2025

Calculate your Navi Loans personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

Fintech Company | Interest Rate: 12% - 30%

Loan Details

₹50,000 ₹50,00,000
12% 30%
Navi Loans Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Navi Loans Personal Loan Information

Key Features

  • AI-driven credit decisions
  • Instant loan approval
  • Paperless process
  • Competitive interest rates

Interest Rate Details

Minimum Rate 12%
Maximum Rate 30%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years
  • Minimum salary: ₹25,000 per month
  • Credit score: 700+ preferred
  • Digital verification process

Required Documents

  • Digital KYC
  • Bank statements
  • Salary slips
  • Aadhaar and PAN

Navi Loans Personal Loan EMI Calculator 2025 - Complete Guide

About Navi Loans

Navi Loans is a leading fintech company offering competitive personal loan products. With interest rates ranging from 12% to 30% per annum, Navi Loans provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Navi Loans EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Navi Loans Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 12% per annum
  • Fintech Company with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Navi Loans may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Navi Loans directly for exact rates and terms.