OkCredit Personal Loan EMI Calculator 2025

Calculate your OkCredit personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

Fintech | Interest Rate: 18% - 30%

Loan Details

₹50,000 ₹50,00,000
18% 30%
OkCredit Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

OkCredit Personal Loan Information

Key Features

  • Business lending platform
  • Digital ledger integration
  • SME focused loans
  • Business credit solutions

Interest Rate Details

Minimum Rate 18%
Maximum Rate 30%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-65 years
  • Business vintage: 1 year minimum
  • Monthly turnover: ₹25,000+
  • Credit score: 650+ preferred

Required Documents

  • Business documents
  • Bank statements
  • Sales records
  • KYC documents

OkCredit Personal Loan EMI Calculator 2025 - Complete Guide

About OkCredit

OkCredit is a leading fintech offering competitive personal loan products. With interest rates ranging from 18% to 30% per annum, OkCredit provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our OkCredit EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

OkCredit Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 18% per annum
  • Fintech with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from OkCredit may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact OkCredit directly for exact rates and terms.