PaySense Two Wheeler Loan Calculator

Calculate your PaySense bike & scooter loan EMI with current 2025 rates (13% - 25%)

Fintech Company

Loan Details

₹30,000 ₹5,00,000
13% 25%
6 months 84 months (7 years)
3 years
Monthly EMI
₹4,950
Equated Monthly Installment
Total Interest
₹28,200
Interest over loan tenure
Total Amount
₹1,78,200
Principal + Interest

Loan Breakdown

Payment Schedule

PaySense Two Wheeler Loan Details

Key Features

  • AI-driven lending
  • Digital platform
  • Quick processing
  • Mobile app based

Eligibility Criteria

  • Age: 23-58 years
  • Minimum income: ₹12,000 per month
  • Employment: 1 year minimum
  • Digital customers

Documents Required

Salary slips
Bank statements
KYC documents
Vehicle proforma

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

PaySense Two Wheeler Loan - Complete Guide 2025

Interest Rate Range

13% - 25%
Per Annum (Reducing Balance)

About PaySense Two Wheeler Loans

PaySense offers competitive two-wheeler loans for bikes and scooters with interest rates starting from 13%. As a fintech company, PaySense provides reliable financing solutions with flexible repayment options.

Why Choose PaySense?

With a track record in fintech company services, PaySense offers streamlined loan processing, competitive rates, and customer-centric policies that make vehicle financing accessible and affordable.

Frequently Asked Questions

What is the current interest rate for PaySense two-wheeler loans?

PaySense offers two-wheeler loans at interest rates ranging from 13% to 25% per annum, depending on your credit profile and loan amount.

How can I apply for a PaySense two-wheeler loan?

You can apply for a PaySense two-wheeler loan online through their official website, visit the nearest branch, or contact their customer service team for assistance with the application process.

What is the maximum loan amount and tenure available?

Loan amounts typically range up to ₹5 lakhs depending on the vehicle and your eligibility. Tenure options generally extend up to 7 years (84 months) with flexible EMI options.

Is there any processing fee for PaySense two-wheeler loans?

Processing fees vary but are typically 0.5% to 2% of the loan amount. Some promotional offers may waive processing fees. Please check current terms and conditions with PaySense.