Poorvanchal Bank Two Wheeler Loan Calculator

Calculate your Poorvanchal Bank bike & scooter loan EMI with current 2025 rates (11.75% - 19.75%)

Small Finance Bank

Loan Details

₹30,000 ₹5,00,000
11.75% 19.75%
6 months 84 months (7 years)
3 years
Monthly EMI
₹4,950
Equated Monthly Installment
Total Interest
₹28,200
Interest over loan tenure
Total Amount
₹1,78,200
Principal + Interest

Loan Breakdown

Payment Schedule

Poorvanchal Bank Two Wheeler Loan Details

Key Features

  • Eastern UP and Bihar focus
  • Rural banking expertise
  • Agricultural sector support
  • Competitive rates

Eligibility Criteria

  • Age: 18-60 years
  • Eastern region residence
  • Minimum income: ₹9,000 per month
  • Agricultural/rural background

Documents Required

Income proof
Regional residence certificate
KYC documents
Vehicle documents

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

Poorvanchal Bank Two Wheeler Loan - Complete Guide 2025

Interest Rate Range

11.75% - 19.75%
Per Annum (Reducing Balance)

About Poorvanchal Bank Two Wheeler Loans

Poorvanchal Bank offers competitive two-wheeler loans for bikes and scooters with interest rates starting from 11.75%. As a small finance bank, Poorvanchal Bank provides reliable financing solutions with flexible repayment options.

Why Choose Poorvanchal Bank?

With a track record in small finance bank services, Poorvanchal Bank offers streamlined loan processing, competitive rates, and customer-centric policies that make vehicle financing accessible and affordable.

Frequently Asked Questions

What is the current interest rate for Poorvanchal Bank two-wheeler loans?

Poorvanchal Bank offers two-wheeler loans at interest rates ranging from 11.75% to 19.75% per annum, depending on your credit profile and loan amount.

How can I apply for a Poorvanchal Bank two-wheeler loan?

You can apply for a Poorvanchal Bank two-wheeler loan online through their official website, visit the nearest branch, or contact their customer service team for assistance with the application process.

What is the maximum loan amount and tenure available?

Loan amounts typically range up to ₹5 lakhs depending on the vehicle and your eligibility. Tenure options generally extend up to 7 years (84 months) with flexible EMI options.

Is there any processing fee for Poorvanchal Bank two-wheeler loans?

Processing fees vary but are typically 0.5% to 2% of the loan amount. Some promotional offers may waive processing fees. Please check current terms and conditions with Poorvanchal Bank.