Punjab National Bank (PNB) Personal Loan EMI Calculator 2025

Calculate your Punjab National Bank (PNB) personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

Public Sector Bank | Interest Rate: 11.25% - 17.45%

Loan Details

₹50,000 ₹50,00,000
11.25% 17.45%
Punjab National Bank (PNB) Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Punjab National Bank (PNB) Personal Loan Information

Key Features

  • PNB Saral personal loan
  • Minimal documentation
  • Quick processing
  • Attractive interest rates

Interest Rate Details

Minimum Rate 11.25%
Maximum Rate 17.45%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-58 years
  • Minimum salary: ₹15,000 per month
  • Work experience: 2 years minimum
  • Satisfactory credit history

Required Documents

  • Latest salary slips
  • Bank statements
  • Form 16
  • KYC documents

Punjab National Bank (PNB) Personal Loan EMI Calculator 2025 - Complete Guide

About Punjab National Bank (PNB)

Punjab National Bank (PNB) is a leading public sector bank offering competitive personal loan products. With interest rates ranging from 11.25% to 17.45% per annum, Punjab National Bank (PNB) provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Punjab National Bank (PNB) EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Punjab National Bank (PNB) Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 11.25% per annum
  • Public Sector Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Punjab National Bank (PNB) may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Punjab National Bank (PNB) directly for exact rates and terms.