Punjab & Sind Bank Personal Loan EMI Calculator 2025

Calculate your Punjab & Sind Bank personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

Public Sector Bank | Interest Rate: 12.75% - 20%

Loan Details

₹50,000 ₹50,00,000
12.75% 20%
Punjab & Sind Bank Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Punjab & Sind Bank Personal Loan Information

Key Features

  • Government backing
  • Regional presence
  • Competitive rates
  • Personal service

Interest Rate Details

Minimum Rate 12.75%
Maximum Rate 20%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years
  • Minimum salary: ₹15,000 per month
  • Work experience: 1 year minimum
  • Credit score: 650+ required

Required Documents

  • Salary slips
  • Bank statements
  • Form 16
  • KYC documents

Punjab & Sind Bank Personal Loan EMI Calculator 2025 - Complete Guide

About Punjab & Sind Bank

Punjab & Sind Bank is a leading public sector bank offering competitive personal loan products. With interest rates ranging from 12.75% to 20% per annum, Punjab & Sind Bank provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Punjab & Sind Bank EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Punjab & Sind Bank Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 12.75% per annum
  • Public Sector Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Punjab & Sind Bank may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Punjab & Sind Bank directly for exact rates and terms.