Punjab & Sind Bank Two Wheeler Loan Calculator

Calculate your Punjab & Sind Bank bike & scooter loan EMI with current 2025 rates (10.75% - 17%)

Public Sector Bank

Loan Details

₹30,000 ₹5,00,000
10.75% 17%
6 months 84 months (7 years)
3 years
Monthly EMI
₹4,950
Equated Monthly Installment
Total Interest
₹28,200
Interest over loan tenure
Total Amount
₹1,78,200
Principal + Interest

Loan Breakdown

Payment Schedule

Punjab & Sind Bank Two Wheeler Loan Details

Key Features

  • Strong presence in North India
  • Customer-centric services
  • Affordable rates
  • Simple documentation

Eligibility Criteria

  • Age: 18-58 years
  • Minimum income: ₹14,000 per month
  • Employment: 1 year minimum
  • Stable income source

Documents Required

Salary slips/ITR
Bank statements
KYC documents
Vehicle documents

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

Punjab & Sind Bank Two Wheeler Loan - Complete Guide 2025

Interest Rate Range

10.75% - 17%
Per Annum (Reducing Balance)

About Punjab & Sind Bank Two Wheeler Loans

Punjab & Sind Bank offers competitive two-wheeler loans for bikes and scooters with interest rates starting from 10.75%. As a public sector bank, Punjab & Sind Bank provides reliable financing solutions with flexible repayment options.

Why Choose Punjab & Sind Bank?

With a track record in public sector bank services, Punjab & Sind Bank offers streamlined loan processing, competitive rates, and customer-centric policies that make vehicle financing accessible and affordable.

Frequently Asked Questions

What is the current interest rate for Punjab & Sind Bank two-wheeler loans?

Punjab & Sind Bank offers two-wheeler loans at interest rates ranging from 10.75% to 17% per annum, depending on your credit profile and loan amount.

How can I apply for a Punjab & Sind Bank two-wheeler loan?

You can apply for a Punjab & Sind Bank two-wheeler loan online through their official website, visit the nearest branch, or contact their customer service team for assistance with the application process.

What is the maximum loan amount and tenure available?

Loan amounts typically range up to ₹5 lakhs depending on the vehicle and your eligibility. Tenure options generally extend up to 7 years (84 months) with flexible EMI options.

Is there any processing fee for Punjab & Sind Bank two-wheeler loans?

Processing fees vary but are typically 0.5% to 2% of the loan amount. Some promotional offers may waive processing fees. Please check current terms and conditions with Punjab & Sind Bank.