Razorpay Capital Home Loan EMI Calculator 2025

Calculate your Razorpay Capital home loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for housing finance.

Fintech | Interest Rate: 15% - 25%

Loan Details

₹50,000 ₹50,00,000
15% 25%
Razorpay Capital Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Razorpay Capital Home Loan Information

Key Features

  • Business lending solutions
  • Razorpay merchant integration
  • Working capital loans
  • Revenue-based financing

Interest Rate Details

Minimum Rate 15%
Maximum Rate 25%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-65 years
  • Razorpay merchant account
  • Business vintage: 1 year minimum
  • Monthly transactions: ₹1 lakh+

Required Documents

  • Razorpay transaction history
  • Business documents
  • Bank statements
  • Financial statements

Razorpay Capital Home Loan EMI Calculator 2025 - Complete Guide

About Razorpay Capital

Razorpay Capital is a leading fintech offering competitive home loan products. With interest rates ranging from 15% to 25% per annum, Razorpay Capital provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Razorpay Capital EMI calculator helps you plan your home loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Razorpay Capital Home Loan Features 2025

Key Highlights

  • Interest rates starting from 15% per annum
  • Fintech with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Razorpay Capital may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Razorpay Capital directly for exact rates and terms.