REC Limited Personal Loan EMI Calculator 2025

Calculate your REC Limited personal loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule.

NBFC | Interest Rate: 10.75% - 18.5%

Loan Details

₹50,000 ₹50,00,000
10.75% 18.5%
REC Limited Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

REC Limited Personal Loan Information

Key Features

  • Power sector NBFC
  • Renewable energy focus
  • Government backing
  • Infrastructure loans

Interest Rate Details

Minimum Rate 10.75%
Maximum Rate 18.5%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 23-60 years
  • Minimum salary: ₹50,000 per month
  • Work experience: 3 years minimum
  • Credit score: 700+ required

Required Documents

  • Salary slips
  • Bank statements
  • Identity proof
  • Employment proof

REC Limited Personal Loan EMI Calculator 2025 - Complete Guide

About REC Limited

REC Limited is a leading nbfc offering competitive personal loan products. With interest rates ranging from 10.75% to 18.5% per annum, REC Limited provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our REC Limited EMI calculator helps you plan your personal loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

REC Limited Personal Loan Features 2025

Key Highlights

  • Interest rates starting from 10.75% per annum
  • NBFC with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from REC Limited may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact REC Limited directly for exact rates and terms.