State Bank of India (SBI) Home Loan EMI Calculator 2025

Calculate your State Bank of India (SBI) home loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for housing finance.

Public Sector Bank | Interest Rate: 11% - 15.25%

Loan Details

₹50,000 ₹50,00,000
11% 15.25%
State Bank of India (SBI) Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

State Bank of India (SBI) Home Loan Information

Key Features

  • Xpress Credit personal loan
  • Pre-approved loans for existing customers
  • Competitive interest rates
  • Flexible repayment options

Interest Rate Details

Minimum Rate 11%
Maximum Rate 15.25%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-58 years
  • Minimum salary: ₹15,000 per month
  • Work experience: 2 years minimum
  • Good credit score preferred

Required Documents

  • Salary certificate
  • Bank statements
  • Income tax returns
  • Identity and address proof

State Bank of India (SBI) Home Loan EMI Calculator 2025 - Complete Guide

About State Bank of India (SBI)

State Bank of India (SBI) is a leading public sector bank offering competitive home loan products. With interest rates ranging from 11% to 15.25% per annum, State Bank of India (SBI) provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our State Bank of India (SBI) EMI calculator helps you plan your home loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

State Bank of India (SBI) Home Loan Features 2025

Key Highlights

  • Interest rates starting from 11% per annum
  • Public Sector Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from State Bank of India (SBI) may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact State Bank of India (SBI) directly for exact rates and terms.