State Bank of India (SBI) Two Wheeler Loan EMI Calculator 2025 - Bike & Scooter Loan | Thiyagi.com

State Bank of India (SBI) Two Wheeler Loan Calculator

Calculate your State Bank of India (SBI) bike & scooter loan EMI with current 2025 rates (10% - 16%)

Public Sector Bank

Loan Details

₹30,000 ₹5,00,000
10% 16%
6 months 84 months (7 years)
3 years
Monthly EMI
₹4,950
Equated Monthly Installment
Total Interest
₹28,200
Interest over loan tenure
Total Amount
₹1,78,200
Principal + Interest

Loan Breakdown

Payment Schedule

State Bank of India (SBI) Two Wheeler Loan Details

Key Features

  • Largest banking network
  • Competitive interest rates
  • Flexible repayment options
  • Trusted brand with decades of experience

Eligibility Criteria

  • Age: 18-65 years
  • Minimum income: ₹12,000 per month
  • Employment: 1 year minimum
  • Basic credit history required

Documents Required

Income proof (salary slips/ITR)
Bank statements (last 6 months)
Identity and address proof
Vehicle quotation/invoice

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

State Bank of India (SBI) Two Wheeler Loan - Complete Guide 2025

Interest Rate Range

10% - 16%
Per Annum (Reducing Balance)

About State Bank of India (SBI) Two Wheeler Loans

State Bank of India (SBI) offers competitive two-wheeler loans for bikes and scooters with interest rates starting from 10%. As a public sector bank, State Bank of India (SBI) provides reliable financing solutions with flexible repayment options.

Why Choose State Bank of India (SBI)?

With a track record in public sector bank services, State Bank of India (SBI) offers streamlined loan processing, competitive rates, and customer-centric policies that make vehicle financing accessible and affordable.

Frequently Asked Questions

What is the current interest rate for State Bank of India (SBI) two-wheeler loans?

State Bank of India (SBI) offers two-wheeler loans at interest rates ranging from 10% to 16% per annum, depending on your credit profile and loan amount.

How can I apply for a State Bank of India (SBI) two-wheeler loan?

You can apply for a State Bank of India (SBI) two-wheeler loan online through their official website, visit the nearest branch, or contact their customer service team for assistance with the application process.

What is the maximum loan amount and tenure available?

Loan amounts typically range up to ₹5 lakhs depending on the vehicle and your eligibility. Tenure options generally extend up to 7 years (84 months) with flexible EMI options.

Is there any processing fee for State Bank of India (SBI) two-wheeler loans?

Processing fees vary but are typically 0.5% to 2% of the loan amount. Some promotional offers may waive processing fees. Please check current terms and conditions with State Bank of India (SBI).