Tala Home Loan EMI Calculator 2025

Calculate your Tala home loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for housing finance.

Fintech | Interest Rate: 20% - 36%

Loan Details

₹50,000 ₹50,00,000
20% 36%
Tala Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Tala Home Loan Information

Key Features

  • AI-powered credit assessment
  • International fintech platform
  • Mobile-first lending
  • Quick approval process

Interest Rate Details

Minimum Rate 20%
Maximum Rate 36%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 18-60 years
  • Minimum income: ₹10,000 per month
  • Work experience: 3 months minimum
  • Credit score: 550+ acceptable

Required Documents

  • Mobile verification
  • Bank statements
  • Income proof
  • Identity documents

Tala Home Loan EMI Calculator 2025 - Complete Guide

About Tala

Tala is a leading fintech offering competitive home loan products. With interest rates ranging from 20% to 36% per annum, Tala provides flexible financing solutions for various personal needs.

EMI Calculation Benefits

Our Tala EMI calculator helps you plan your home loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions.

Tala Home Loan Features 2025

Key Highlights

  • Interest rates starting from 20% per annum
  • Fintech with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Tala may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Tala directly for exact rates and terms.