Odisha Gramya Bank Car Loan EMI Calculator 2025 - Calculate Monthly Payments | Thiyagi.com

Odisha Gramya Bank Car Loan EMI Calculator 2025

Calculate your Odisha Gramya Bank car loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for vehicle financing.

Regional Rural Bank | Interest Rate: 12.25% - 18.25%

Loan Details

₹50,000 ₹50,00,000
12.25% 18.25%
Odisha Gramya Bank Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Odisha Gramya Bank Car Loan Information

Key Features

  • Odisha rural focus
  • Tribal area support
  • Government backing
  • Odia language support

Interest Rate Details

Minimum Rate 12.25%
Maximum Rate 18.25%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 18-60 years
  • Rural/semi-urban residents
  • Minimum income: ₹40,000 per year
  • Odisha state coverage

Required Documents

  • Income proof
  • Address proof
  • KYC documents
  • Tribal certificate if applicable

Odisha Gramya Bank Car Loan EMI Calculator 2025 - Complete Guide

About Odisha Gramya Bank

Odisha Gramya Bank is a leading regional rural bank offering competitive car loan products. With interest rates ranging from 12.25% to 18.25% per annum, Odisha Gramya Bank provides flexible financing solutions for vehicle purchase needs.

EMI Calculation Benefits

Our Odisha Gramya Bank EMI calculator helps you plan your car loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions for vehicle purchase.

Odisha Gramya Bank Car Loan Features 2025

Key Highlights

  • Interest rates starting from 12.25% per annum
  • Regional Rural Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Odisha Gramya Bank may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Odisha Gramya Bank directly for exact rates and terms.