PPF Calculator 2025 - Public Provident Fund Interest & Maturity Calculator

PPF Calculator

Calculate your Public Provident Fund (PPF) maturity amount and returns

Investment Details

₹500 ₹1.5 Lakh

Minimum ₹500 - Maximum ₹1.5 Lakh per year

1 year 50 years
5% 15%

About PPF Calculator

The Public Provident Fund (PPF) is a popular long-term savings scheme backed by the Indian government with attractive interest rates and tax benefits.

  • Minimum investment: ₹500 per year
  • Maximum investment: ₹1.5 lakh per year
  • Lock-in period: 15 years (extendable in blocks of 5 years)
  • Current interest rate: 7.1% (compounded annually)
  • Tax benefits under Section 80C

PPF Calculator - FAQs

How is PPF interest calculated?

PPF interest is calculated monthly but credited annually at the end of the financial year. The interest is compounded annually, meaning you earn interest on both your principal and accumulated interest.

What is the current PPF interest rate?

The current PPF interest rate is 7.1% per annum (as of 2023). The government reviews and revises the interest rate every quarter.

Can I extend my PPF account beyond 15 years?

Yes, you can extend your PPF account in blocks of 5 years after the initial 15-year maturity period. You can make unlimited withdrawals during the extension period.