Utkarsh Small Finance Bank Car Loan EMI Calculator 2025 - Calculate Monthly Payments | Thiyagi.com

Utkarsh Small Finance Bank Car Loan EMI Calculator 2025

Calculate your Utkarsh Small Finance Bank car loan EMI with current 2025 interest rates. Get instant results for monthly payments, total interest, and payment schedule for vehicle financing.

Small Finance Bank | Interest Rate: 14.5% - 29%

Loan Details

₹50,000 ₹50,00,000
14.5% 29%
Utkarsh Small Finance Bank Rate Range
6 months 240 months (20 years)
5 years
Monthly EMI
₹8,560
Amount you pay every month
Total Interest
₹1,13,600
Total interest over loan period
Total Payment
₹6,13,600
Total amount you'll pay

Utkarsh Small Finance Bank Car Loan Information

Key Features

  • Inclusive banking
  • Quick processing
  • Flexible criteria
  • Rural focus

Interest Rate Details

Minimum Rate 14.5%
Maximum Rate 29%
* Rates vary based on credit profile and loan amount

Loan Breakdown

Principal Amount
₹5,00,000
Total Interest
₹1,13,600
Interest Rate Distribution
Principal: 81.5% Interest: 18.5%

Payment Schedule (First 12 Months)

Month EMI Principal Interest Balance

Eligibility Criteria

  • Age: 21-60 years
  • Minimum salary: ₹10,000 per month
  • Work experience: 6 months minimum
  • Credit score: 600+ accepted

Required Documents

  • Salary slips
  • Bank statements
  • KYC documents
  • Income proof

Utkarsh Small Finance Bank Car Loan EMI Calculator 2025 - Complete Guide

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is a leading small finance bank offering competitive car loan products. With interest rates ranging from 14.5% to 29% per annum, Utkarsh Small Finance Bank provides flexible financing solutions for vehicle purchase needs.

EMI Calculation Benefits

Our Utkarsh Small Finance Bank EMI calculator helps you plan your car loan effectively. Calculate exact monthly installments, total interest payable, and compare different loan scenarios to make informed financial decisions for vehicle purchase.

Utkarsh Small Finance Bank Car Loan Features 2025

Key Highlights

  • Interest rates starting from 14.5% per annum
  • Small Finance Bank with nationwide presence
  • Quick processing and approval

Processing Time

  • Instant pre-approval for eligible customers
  • Quick documentation process
  • Fast disbursal upon approval

Important Disclaimer

This calculator provides estimates based on the inputs provided. Actual EMI and interest rates from Utkarsh Small Finance Bank may vary based on credit profile, loan amount, tenure, and current market conditions. Please contact Utkarsh Small Finance Bank directly for exact rates and terms.