All Banks Car Loan Calculators

Compare car loan EMI calculators from 201+ major banks, NBFCs, auto finance companies, development financial institutions, regional rural banks, cooperative banks, and foreign banks. Get current 2025 interest rates and calculate your loan EMI instantly.

20+

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Public

Small Finance

30+

NBFCs

Fintech

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DFIs

RRBs

Foreign

Local Area

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Private Banks

Leading private sector banks offering competitive car loan rates and advanced digital services.

HDFC Bank

Interest Rate

8.50% - 13.50%

Private Banks

Calculate EMI

ICICI Bank

Interest Rate

8.75% - 13.25%

Private Banks

Calculate EMI

Axis Bank

Interest Rate

8.75% - 13.75%

Private Banks

Calculate EMI

Kotak Mahindra Bank

Interest Rate

8.65% - 12.99%

Private Banks

Calculate EMI

YES Bank

Interest Rate

8.80% - 13.00%

Private Banks

Calculate EMI

Bandhan Bank

Interest Rate

9.00% - 13.50%

Private Banks

Calculate EMI

CSB Bank

Interest Rate

9.25% - 13.25%

Private Banks

Calculate EMI

City Union Bank

Interest Rate

9.50% - 13.75%

Private Banks

Calculate EMI

DCB Bank

Interest Rate

9.75% - 14.00%

Private Banks

Calculate EMI

Dhanlaxmi Bank

Interest Rate

9.50% - 13.75%

Private Banks

Calculate EMI

Federal Bank

Interest Rate

8.95% - 13.25%

Private Banks

Calculate EMI

IndusInd Bank

Interest Rate

8.85% - 13.50%

Private Banks

Calculate EMI

IDFC FIRST Bank

Interest Rate

8.75% - 13.00%

Private Banks

Calculate EMI

Karnataka Bank

Interest Rate

9.00% - 13.50%

Private Banks

Calculate EMI

Karur Vysya Bank

Interest Rate

9.25% - 13.50%

Private Banks

Calculate EMI

Nainital Bank

Interest Rate

10.00% - 14.00%

Private Banks

Calculate EMI

RBL Bank

Interest Rate

9.50% - 14.00%

Private Banks

Calculate EMI

South Indian Bank

Interest Rate

9.75% - 13.00%

Private Banks

Calculate EMI

Tamilnad Mercantile Bank

Interest Rate

10.50% - 14.00%

Private Banks

Calculate EMI

IDBI Bank

Interest Rate

8.50% - 12.50%

Private Banks

Calculate EMI

Jammu & Kashmir Bank

Interest Rate

8.75% - 12.50%

Private Banks

Calculate EMI

Catholic Syrian Bank

Interest Rate

9.25% - 13.00%

Private Banks

Calculate EMI

Local Area Banks

Region-specific banks providing personalized car loan services with local market expertise.

Coastal Local Area Bank

Interest Rate

9.50% - 14.00%

Local Area Banks

Calculate EMI

Krishna Bhima Samruddhi LAB

Interest Rate

10.00% - 14.00%

Local Area Banks

Calculate EMI

Public Sector Banks

Government-owned banks providing reliable car loan products with attractive interest rates.

State Bank of India (SBI)

Interest Rate

7.25% - 12.50%

Public Sector Banks

Calculate EMI

Punjab National Bank

Interest Rate

7.60% - 12.75%

Public Sector Banks

Calculate EMI

Bank of Baroda

Interest Rate

7.70% - 12.90%

Public Sector Banks

Calculate EMI

Bank of India

Interest Rate

7.75% - 13.00%

Public Sector Banks

Calculate EMI

Bank of Maharashtra

Interest Rate

7.80% - 13.25%

Public Sector Banks

Calculate EMI

Canara Bank

Interest Rate

7.65% - 12.75%

Public Sector Banks

Calculate EMI

Central Bank of India

Interest Rate

7.85% - 13.00%

Public Sector Banks

Calculate EMI

Indian Bank

Interest Rate

8.70% - 10.85%

Public Sector Banks

Calculate EMI

Indian Overseas Bank

Interest Rate

8.75% - 11.00%

Public Sector Banks

Calculate EMI

Punjab & Sind Bank

Interest Rate

8.90% - 11.25%

Public Sector Banks

Calculate EMI

UCO Bank

Interest Rate

8.80% - 11.00%

Public Sector Banks

Calculate EMI

Union Bank of India

Interest Rate

11.80% - 18.50%

Public Sector Banks

Calculate EMI

Small Finance Banks

Specialized banks focusing on underserved segments with flexible car loan offerings.

AU Small Finance Bank

Interest Rate

12.00% - 29.00%

Small Finance Banks

Calculate EMI

Equitas Small Finance Bank

Interest Rate

11.99% - 30.00%

Small Finance Banks

Calculate EMI

Ujjivan Small Finance Bank

Interest Rate

12.75% - 25.00%

Small Finance Banks

Calculate EMI

Capital Small Finance Bank

Interest Rate

13.50% - 28.00%

Small Finance Banks

Calculate EMI

ESAF Small Finance Bank

Interest Rate

14.00% - 26.00%

Small Finance Banks

Calculate EMI

Suryoday Small Finance Bank

Interest Rate

13.25% - 27.00%

Small Finance Banks

Calculate EMI

Utkarsh Small Finance Bank

Interest Rate

14.50% - 29.00%

Small Finance Banks

Calculate EMI

Jana Small Finance Bank

Interest Rate

13.75% - 28.50%

Small Finance Banks

Calculate EMI

slice Small Finance Bank

Interest Rate

13.50% - 27.00%

Small Finance Banks

Calculate EMI

Shivalik Small Finance Bank

Interest Rate

14.25% - 27.50%

Small Finance Banks

Calculate EMI

Unity Small Finance Bank

Interest Rate

13.90% - 26.50%

Small Finance Banks

Calculate EMI

North East Small Finance Bank

Interest Rate

13.75% - 27.00%

Small Finance Banks

Calculate EMI

Fincare Small Finance Bank

Interest Rate

14.00% - 28.00%

Small Finance Banks

Calculate EMI

Poorvanchal Bank

Interest Rate

13.50% - 26.50%

Small Finance Banks

Calculate EMI

NBFCs

Non-Banking Financial Companies offering quick car loan approval and diverse auto finance products.

Bajaj Finserv

Interest Rate

13.00% - 30.00%

NBFCs

Calculate EMI

Tata Capital

Interest Rate

12.50% - 21.00%

NBFCs

Calculate EMI

Mahindra Finance

Interest Rate

14.00% - 26.00%

NBFCs

Calculate EMI

L&T Finance

Interest Rate

13.50% - 24.00%

NBFCs

Calculate EMI

Shriram Finance

Interest Rate

15.00% - 28.00%

NBFCs

Calculate EMI

Muthoot Finance

Interest Rate

16.00% - 29.00%

NBFCs

Calculate EMI

Indiabulls Housing Finance

Interest Rate

14.50% - 25.00%

NBFCs

Calculate EMI

PNB Housing Finance

Interest Rate

13.75% - 22.50%

NBFCs

Calculate EMI

HDFC Ltd

Interest Rate

12.25% - 20.50%

NBFCs

Calculate EMI

LIC Housing Finance

Interest Rate

13.00% - 21.75%

NBFCs

Calculate EMI

Aditya Birla Finance Limited

Interest Rate

13.50% - 28.00%

NBFCs

Calculate EMI

Bajaj Finance Ltd.

Interest Rate

12.99% - 30.00%

NBFCs

Calculate EMI

Cholamandalam Investment and Finance Company Limited

Interest Rate

13.75% - 28.50%

NBFCs

Calculate EMI

HDB Financial Services Limited

Interest Rate

14.00% - 29.00%

NBFCs

Calculate EMI

L&T Finance Limited

Interest Rate

13.25% - 27.00%

NBFCs

Calculate EMI

Mahindra & Mahindra Financial Services Ltd

Interest Rate

13.50% - 28.00%

NBFCs

Calculate EMI

Muthoot Finance Limited

Interest Rate

14.50% - 30.00%

NBFCs

Calculate EMI

Sammaan Capital Limited (Formerly Indiabulls Housing Finance Limited)

Interest Rate

13.00% - 26.00%

NBFCs

Calculate EMI

Shriram Finance Limited

Interest Rate

14.00% - 29.00%

NBFCs

Calculate EMI

Tata Capital Limited

Interest Rate

13.00% - 27.00%

NBFCs

Calculate EMI

Tata Sons Private Limited

Interest Rate

12.50% - 25.00%

NBFCs

Calculate EMI

360 ONE Prime Limited

Interest Rate

12.75% - 24.00%

NBFCs

Calculate EMI

Power Finance Corporation (PFC)

Interest Rate

10.50% - 18.00%

NBFCs

Calculate EMI

REC Limited

Interest Rate

10.75% - 18.50%

NBFCs

Calculate EMI

Indian Railway Finance Corporation (IRFC)

Interest Rate

10.00% - 16.00%

NBFCs

Calculate EMI

Housing and Urban Development Corporation (HUDCO)

Interest Rate

9.50% - 15.00%

NBFCs

Calculate EMI

Canfin Homes

Interest Rate

11.00% - 17.50%

NBFCs

Calculate EMI

Dewan Housing Finance

Interest Rate

12.50% - 20.00%

NBFCs

Calculate EMI

Indiabulls Commercial Credit

Interest Rate

13.50% - 22.00%

NBFCs

Calculate EMI

Reliance Home Finance

Interest Rate

12.00% - 19.50%

NBFCs

Calculate EMI

Fintech Companies

Technology-driven lenders providing instant car loans with innovative digital features.

PayMe India

Interest Rate

14.00% - 35.00%

Fintech Companies

Calculate EMI

KreditBee

Interest Rate

15.00% - 32.00%

Fintech Companies

Calculate EMI

MoneyTap

Interest Rate

13.00% - 36.00%

Fintech Companies

Calculate EMI

CASHe

Interest Rate

18.00% - 35.00%

Fintech Companies

Calculate EMI

EarlySalary

Interest Rate

20.00% - 36.00%

Fintech Companies

Calculate EMI

FlexSalary

Interest Rate

19.00% - 35.00%

Fintech Companies

Calculate EMI

Kissht

Interest Rate

16.00% - 30.00%

Fintech Companies

Calculate EMI

LendingKart

Interest Rate

18.00% - 32.00%

Fintech Companies

Calculate EMI

Capital Float

Interest Rate

17.00% - 28.00%

Fintech Companies

Calculate EMI

Navi

Interest Rate

10.99% - 25.00%

Fintech Companies

Calculate EMI

CRED

Interest Rate

11.50% - 24.00%

Fintech Companies

Calculate EMI

Dhani

Interest Rate

12.00% - 30.00%

Fintech Companies

Calculate EMI

LazyPay

Interest Rate

18.00% - 36.00%

Fintech Companies

Calculate EMI

Slice

Interest Rate

15.00% - 30.00%

Fintech Companies

Calculate EMI

Rupeek

Interest Rate

14.00% - 24.00%

Fintech Companies

Calculate EMI

FairCent

Interest Rate

16.00% - 28.00%

Fintech Companies

Calculate EMI

Upwards

Interest Rate

19.00% - 35.00%

Fintech Companies

Calculate EMI

ZestMoney

Interest Rate

15.00% - 30.00%

Fintech Companies

Calculate EMI

True Balance

Interest Rate

16.00% - 32.00%

Fintech Companies

Calculate EMI

Branch

Interest Rate

18.00% - 36.00%

Fintech Companies

Calculate EMI

LoanTap

Interest Rate

13.00% - 30.00%

Fintech Companies

Calculate EMI

InCred

Interest Rate

12.00% - 28.00%

Fintech Companies

Calculate EMI

Money View

Interest Rate

14.00% - 32.00%

Fintech Companies

Calculate EMI

PaySense

Interest Rate

15.00% - 35.00%

Fintech Companies

Calculate EMI

Mobikwik Lending

Interest Rate

16.00% - 30.00%

Fintech Companies

Calculate EMI

ZipLoan

Interest Rate

17.00% - 32.00%

Fintech Companies

Calculate EMI

FlexiLoans

Interest Rate

15.00% - 28.00%

Fintech Companies

Calculate EMI

NeoGrowth

Interest Rate

18.00% - 33.00%

Fintech Companies

Calculate EMI

U GRO Capital

Interest Rate

16.00% - 29.00%

Fintech Companies

Calculate EMI

Tala

Interest Rate

20.00% - 36.00%

Fintech Companies

Calculate EMI

Lenddo/EFL

Interest Rate

18.00% - 35.00%

Fintech Companies

Calculate EMI

Fibe

Interest Rate

18.00% - 36.00%

Fintech Companies

Calculate EMI

Jupiter

Interest Rate

15.00% - 30.00%

Fintech Companies

Calculate EMI

Fi Money

Interest Rate

16.00% - 32.00%

Fintech Companies

Calculate EMI

Uni

Interest Rate

17.00% - 33.00%

Fintech Companies

Calculate EMI

Simpl

Interest Rate

19.00% - 36.00%

Fintech Companies

Calculate EMI

OkCredit

Interest Rate

18.00% - 30.00%

Fintech Companies

Calculate EMI

Groww Credit

Interest Rate

14.00% - 28.00%

Fintech Companies

Calculate EMI

Zomato Pay Later

Interest Rate

20.00% - 36.00%

Fintech Companies

Calculate EMI

Amazon Pay Later

Interest Rate

18.00% - 30.00%

Fintech Companies

Calculate EMI

Flipkart Pay Later

Interest Rate

19.00% - 32.00%

Fintech Companies

Calculate EMI

PayU Credit

Interest Rate

16.00% - 29.00%

Fintech Companies

Calculate EMI

Razorpay Capital

Interest Rate

15.00% - 25.00%

Fintech Companies

Calculate EMI

Payment Banks

Digital-first banks offering payment services and vehicle finance solutions with mobile-centric approach.

Airtel Payments Bank Ltd

Interest Rate

18.00% - 36.00%

Payment Banks

Calculate EMI

India Post Payments Bank Ltd

Interest Rate

16.00% - 30.00%

Payment Banks

Calculate EMI

FINO Payments Bank Ltd

Interest Rate

17.00% - 32.00%

Payment Banks

Calculate EMI

Paytm Payments Bank Ltd

Interest Rate

15.00% - 28.00%

Payment Banks

Calculate EMI

Jio Payments Bank Ltd

Interest Rate

19.00% - 35.00%

Payment Banks

Calculate EMI

NSDL Payments Bank Limited

Interest Rate

16.50% - 29.00%

Payment Banks

Calculate EMI

Development Financial Institutions

Government-backed specialized institutions financing agriculture, exports, auto sector, and MSME sectors.

National Bank for Agriculture and Rural Development

Interest Rate

10.00% - 18.00%

Development Financial Institutions

Calculate EMI

Export-Import Bank of India

Interest Rate

8.50% - 15.00%

Development Financial Institutions

Calculate EMI

National Housing Bank

Interest Rate

9.00% - 16.00%

Development Financial Institutions

Calculate EMI

Small Industries Development Bank of India

Interest Rate

9.50% - 17.00%

Development Financial Institutions

Calculate EMI

Regional Rural Banks

Government-sponsored rural banks serving farmers and rural communities with priority sector vehicle finance.

Assam Gramin Vikash Bank

Interest Rate

12.00% - 18.00%

Regional Rural Banks

Calculate EMI

Andhra Pradesh Grameena Vikas Bank

Interest Rate

11.50% - 17.50%

Regional Rural Banks

Calculate EMI

Baroda Gujarat Gramin Bank

Interest Rate

11.75% - 17.75%

Regional Rural Banks

Calculate EMI

Aryavart Bank

Interest Rate

12.25% - 18.25%

Regional Rural Banks

Calculate EMI

Punjab Gramin Bank

Interest Rate

11.50% - 17.00%

Regional Rural Banks

Calculate EMI

Karnataka Vikas Gramin Bank

Interest Rate

12.00% - 18.00%

Regional Rural Banks

Calculate EMI

Tamil Nadu Grama Bank

Interest Rate

11.75% - 17.50%

Regional Rural Banks

Calculate EMI

Kerala Gramin Bank

Interest Rate

12.50% - 18.50%

Regional Rural Banks

Calculate EMI

Maharashtra Gramin Bank

Interest Rate

12.00% - 18.00%

Regional Rural Banks

Calculate EMI

Odisha Gramya Bank

Interest Rate

12.25% - 18.25%

Regional Rural Banks

Calculate EMI

Cooperative Banks

Member-owned financial institutions providing personalized car loan services with community focus and competitive rates.

Saraswat Cooperative Bank

Interest Rate

12.25% - 22.00%

Cooperative Banks

Calculate EMI

NKGSB Cooperative Bank

Interest Rate

12.50% - 21.00%

Cooperative Banks

Calculate EMI

Cosmos Cooperative Bank

Interest Rate

12.75% - 22.50%

Cooperative Banks

Calculate EMI

Abhyudaya Cooperative Bank

Interest Rate

13.00% - 23.00%

Cooperative Banks

Calculate EMI

Foreign Banks

International banks with Indian operations offering premium car loan services and global financial solutions.

Standard Chartered Bank

Interest Rate

11.00% - 19.99%

Foreign Banks

Calculate EMI

Citibank N.A.

Interest Rate

10.75% - 18.00%

Foreign Banks

Calculate EMI

Hong Kong and Shanghai Banking Corporation Limited

Interest Rate

11.25% - 20.00%

Foreign Banks

Calculate EMI

DBS Bank India Limited

Interest Rate

11.50% - 20.50%

Foreign Banks

Calculate EMI

Deutsche Bank A.G.

Interest Rate

12.00% - 21.00%

Foreign Banks

Calculate EMI

BNP Paribas

Interest Rate

11.75% - 20.50%

Foreign Banks

Calculate EMI

Bank of America

Interest Rate

12.50% - 22.00%

Foreign Banks

Calculate EMI

J.P. Morgan Chase Bank N.A.

Interest Rate

12.00% - 21.50%

Foreign Banks

Calculate EMI

Australia and New Zealand Banking Group Ltd.

Interest Rate

11.50% - 19.50%

Foreign Banks

Calculate EMI

Barclays Bank Plc.

Interest Rate

12.25% - 21.25%

Foreign Banks

Calculate EMI

AB Bank Limited

Interest Rate

11.50% - 19.50%

Foreign Banks

Calculate EMI

American Express Banking Corporation

Interest Rate

12.50% - 20.50%

Foreign Banks

Calculate EMI

Bank of Bahrain and Kuwait B.S.C.

Interest Rate

11.75% - 19.75%

Foreign Banks

Calculate EMI

Bank of Ceylon

Interest Rate

11.25% - 18.75%

Foreign Banks

Calculate EMI

Bank of China Limited

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

Bank of Nova Scotia

Interest Rate

12.00% - 19.50%

Foreign Banks

Calculate EMI

Bank of Tokyo-Mitsubishi UFJ Ltd.

Interest Rate

11.75% - 19.25%

Foreign Banks

Calculate EMI

BNY Mellon

Interest Rate

12.50% - 20.50%

Foreign Banks

Calculate EMI

Commonwealth Bank of Australia

Interest Rate

11.75% - 19.25%

Foreign Banks

Calculate EMI

Credit Agricole Corporate and Investment Bank

Interest Rate

12.25% - 20.25%

Foreign Banks

Calculate EMI

Credit Suisse AG

Interest Rate

12.75% - 21.00%

Foreign Banks

Calculate EMI

CTBC Bank Co. Ltd.

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

Erste Bank

Interest Rate

12.00% - 19.50%

Foreign Banks

Calculate EMI

Industrial and Commercial Bank of China Limited

Interest Rate

11.25% - 18.75%

Foreign Banks

Calculate EMI

Industrial Bank of Korea

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

ING Vysya Bank Ltd.

Interest Rate

11.75% - 19.25%

Foreign Banks

Calculate EMI

JPMorgan Chase Bank N.A.

Interest Rate

12.50% - 20.50%

Foreign Banks

Calculate EMI

KEB Hana Bank

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

Krung Thai Bank Public Company Limited

Interest Rate

11.25% - 18.75%

Foreign Banks

Calculate EMI

Mashreq Bank PSC

Interest Rate

12.00% - 19.50%

Foreign Banks

Calculate EMI

Mizuho Bank Ltd.

Interest Rate

11.75% - 19.25%

Foreign Banks

Calculate EMI

NCC Bank Limited

Interest Rate

11.25% - 18.50%

Foreign Banks

Calculate EMI

Oman International Bank S.A.O.G

Interest Rate

11.75% - 19.00%

Foreign Banks

Calculate EMI

PT Bank Maybank Indonesia Tbk

Interest Rate

11.50% - 18.75%

Foreign Banks

Calculate EMI

Rabobank International

Interest Rate

12.00% - 19.50%

Foreign Banks

Calculate EMI

Royal Bank of Scotland N.V.

Interest Rate

12.25% - 20.00%

Foreign Banks

Calculate EMI

Sber Bank

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

Shinhan Bank

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

Societe Generale

Interest Rate

12.25% - 20.25%

Foreign Banks

Calculate EMI

Sonali Bank Limited

Interest Rate

11.00% - 18.00%

Foreign Banks

Calculate EMI

Sumitomo Mitsui Banking Corporation

Interest Rate

11.75% - 19.25%

Foreign Banks

Calculate EMI

UBS AG

Interest Rate

12.75% - 21.00%

Foreign Banks

Calculate EMI

United Overseas Bank Limited

Interest Rate

11.50% - 19.00%

Foreign Banks

Calculate EMI

Westpac Banking Corporation

Interest Rate

11.75% - 19.25%

Foreign Banks

Calculate EMI

Interest Rate Comparison 2025

Quick comparison of interest rate ranges across different lender categories

Private Banks

8.50%

Starting Rate

Public Banks

7.25%

Starting Rate

Small Finance

12.00%

Starting Rate

NBFCs

12.25%

Starting Rate

Fintech

10.99%

Starting Rate

Frequently Asked Questions

Which bank offers the lowest car loan interest rate?

SBI currently offers one of the lowest car loan starting rates at 7.25% per annum. However, actual rates depend on your credit profile, income, vehicle value, and loan amount. HDFC Bank and PNB also offer competitive rates for car loans.

What is the difference between banks and NBFCs?

Banks are regulated by RBI and offer comprehensive banking services including car loans with competitive rates. NBFCs and auto finance companies focus on specialized lending and may have more flexible criteria for car loans but typically charge slightly higher interest rates.

What factors affect car loan interest rates?

Car loan rates are influenced by your credit score, income stability, loan-to-value ratio, vehicle age and model, loan amount, and tenure. Higher credit scores and lower LTV ratios typically result in better rates.

How accurate are these car loan EMI calculators?

Our car loan EMI calculators provide accurate estimates based on standard EMI formulas. Actual rates, processing fees, and other charges may vary based on individual profiles, vehicle valuation, and current market conditions.